Student Cheating Is Not The Right Thing, But When No One...

Lewis once said, â€Å"Integrity is doing the right thing, even when no one is watching†. However, there is a profusion of different actions that is considered as academically irresponsible. Academic integrity helps students to understand precise standards and rules that help to avoid dishonesty. There were enough surveys that argue about different reasons why students don’t pursue the truthful way to accomplish an assignment. It can be the pursuit of prestige, a self- interest or ambiguous attitude. The most conventional here is plagiarism. However, let’s look at the more positive sides of Academic Integrity, and we can see such words as â€Å"truth, honesty and responsibility.† The most vivid example of academic dishonesty is student cheating. Each student once felt the temptation to cheat at some point in life. The article states â€Å"75% of college students admit to cheating† (Buchmann). It can be an improper collaboration, academic misconduct in online courses, fabrication, forgery and so on. For many students cheating is a shortcut to achieve any goal. I thought so when I was in school. I was obliged to take class that I was not so particularly interested in to fulfill my degree requirements. The teacher gave us the project in economic class and he warned us that we should begin to work as early as possible because the project was very long and tedious. I tried to use his advice and started my project early. However, I could not figure out various parts of the project, and I wasShow MoreRelated If I Do Not Possess Integrity, I Am No One Essays1193 Words   |  5 PagesAlso Brett and Kate McKay take a look at the things that challenge your integrity and the consequence of your choices. In the article â€Å"Success Will Come and Go, But Integrity is Forever† by Amy Rees Anderson, Amy gives her definition of integrity and includes experiences she has witnessed as an entrepreneur and counselor. Amy’s definition of integrity is â€Å"doing the right thing at all times and in all circumstances, whether or not anyone is watching.† This is the best way to explain integrity; justRead MoreSuccesses in American Sport Films700 Words   |  3 PagesSuccesses in American Sport Films Sport Industry and Film industry are both highly developed in America. As a result of that, putting sport elements into movies is a good way to maximum the effect of entertainment. As an international students, though sometimes there is language barrier, it is still a great honor to have opportunities to watch considerable good sport films this semester. While I enjoyed the wonderful exciting stories, the American value system, especially the value of successRead MoreAdvantages Of Cell Phones Essay1188 Words   |  5 Pages Should students be able to use their phones for doing work and taking test during school hours? Most schools have computers for the students to use at school, so they do not have to use their phones and not be trusted. If students were allowed to get on their phones most of them would probably do the wrong things while they are on their phones. In today ´s society, students are stuck to their phones, and they are constantly on them. When the kids p arents tell them to get off their phones the kidsRead MoreThe Truth About Elearning.Globalization And Automation1724 Words   |  7 Pagesteach others things they’ll always remember and love. Computers and TV don’t do that. A computer teaches a child what a computer can become. An educated human being teaches a child what a child can become!†. In making this statement, Vonnegut urges us to teach each other, be taught by each other, and to not authorize computers the power to dehumanize us. The Yakima Valley ought to continue to educate in traditional classroom settings versus online because working in the comfort of one s own homeRead MoreSymbolism in The Old Man and the Sea Essay945 Words   |  4 Pages1. Santiago physically conforms to accepting pain when he is holding onto the rope with his hand even though it is pulling on him. He still endures and accepts the pain, although he knows the loss of the marlin is still going to occur. He does this beca use he views the big marlin as a worth opponent and has the courage to continue what he started. 2. Santiago mentally conforms to enduring the loss of the big marlin when the sharks begin to attack. Santiago is able to fight offRead MoreEssay on Literary Analysis of Movie892 Words   |  4 Pagesstarted going to school in California and met a girl named Ali, whom he started to like. He started going out with her. Daniel was getting beat up by some bullies; one of them was Ali’s ex-boyfriend. They knew karate very well, but Daniel did not. So Daniel decided to learn karate. Daniel and his mom were living in an apartment and one day he discovers that the handyman at his apartment, Mr.Miyagi, knows karate very well. He asked Mr.Miyagi to teach him karate, and Mr.Miyagi became his karate teacherRead MoreImportance Of Ethics In Sports1693 Words   |  7 Pageswinning is everything. Coaches and athletes are encouraged to bend the rules wherever possible to gain a competitive advantage over an opponent, and to pay less attention to the safety and welfare of the compet ition. Winning is everything; it’s only cheating if you get caught, have no basic responsibility to follow the rules, and ends always justify the means are some key tenants of gamesmanship. Now some examples of gamesmanship are faking a foul or injury, attempting to get a head start, tamperingRead MoreThe Pros And Cons Of Standardized Testing1511 Words   |  7 Pagesmost recent one making a negative impact on students, is standardized testing. Standardized testing is a type of testing used to evaluate students academic abilities . It is a way to measure if standards are being met but does not provide a variation in the type of administration based on the students needs (Sacks, 2000). In other words, all children are provided these test to track their learning progress based on their grade level. Some believe this is the best way to measure students knowledge,Read MoreIs Technology a Boost to Life or an Obstacle? Essay examples1352 Words   |  6 Pagesalso played an impo rtant role in the conservation of our environment. Technology has been one of the areas were the mankind have always been interesting because how it can make daily lives and jobs different by all meaning. Throughout technology, Mankind had seen different eras pass by. In the beginning of the times were some inventions as the tire, the gunpowder and the ink that started a long journey. When time passed the humans started to develop some new inventions as the telephone in 1876 byRead MoreTechnology : The Effects Of Technology And Society1283 Words   |  6 Pagesher mind. Everything that children see and interact with is involved with technology, for example: cellphones, tablets, video games, and many other things. In elementary school the students are mandatory to learn how to use the computers. This allows the students to learn how to use the computer appropriately. Learning tools for school is at the student figure tips. It is important for children to learn how to research topics, by using the web search. Children also need to understand that not everything

Critical Analysis of Genesis 11-24a Essays - 2625 Words

Gen 1:1-2:4a World Behind the text Historical and Cultural Context Genesis illustrates the way Biblical writers J (Yahwist), E (Elohist) and P (Priestly) drew upon the cultural and religious legacy of the Ancient Near East (ANE) along with its stories and imagery and transformed it to conform to a new vision of a non-mythological God and a monotheistic, superior religion. â€Å"The Pentateuch developed against the background of the Ancient Near Eastern culture first cultivated in and spread by Sumerian, Assyrian, and Babylonian empires†. From this, we can see how Israelite religion was â€Å"shaped by responses to and reactions against this culture due both to contacts with neighboring Canaanites and to conflicts with Assyrian and Babylonian†¦show more content†¦Further evidence that the author of Genesis 1 is P is that â€Å"the account of creation in Genesis 1 has the refrains and solemn tones of a liturgical prayer†¦it maintains an interest in precise genealogy lists, a task of ancient temple scribes,† and pays close attention to structure and the repetition of key expressions, having a powerful effect on the reader, a style of writing that would only have been used by the well educated at the time, pointing directly to priests. World of the text Literary Context Genesis is the first of the five books of Moses, the Pentateuch, written in Hebrew in Israel, interweaving many genres including myth, epic and history. â€Å"Israel’s Bible begins with an extended look at the world prior to Israel instead of assuming that the world began when it came to be.† â€Å"Gen 2-9 is introduced by Gen 1 and carried forward by Gen 10-11. Gen 1-11 then is a single story, an unusually sustained â€Å"philosophical† and â€Å"theological† explanation,† explaining our relationship with God, our flaws and destiny and religious institutions. Whilst P is the author of Genesis 1, Genesis 2 has been tied to J and differs significantly in its tone and focus. J writes almost as if it is a fairytale and where the P account focuses on the origin of the world with the creation of mankind as its climax, J â€Å"begins with Gods creation of the man, and describes how subsequently God builds up a world for hisShow MoreRelatedThe Hebrew Bible, By Marc Zvi Brettler1390 Words   |  6 PagesBrettler advocates for applying a scholarly practice termed the historical-critical method, a specific procedure used to study a text in relation to its ancient context and origin. In fact, Brettler (2005) self-promotes this book as a â€Å"Jewishly sensitive introduction to the historical-critical method† (p. 5). Brettler s goal of guiding readers toward an appreciation and understanding of the purpose in utilizing the historical-critical study practice is well laid out as a foundation to the book. By prioritizingRead MoreLearning Outcomes And Their Sub Learning Achievements Essay1765 Words   |  8 PagesContents Learning Outcome 1 2 Learning outcome 2 3 Learning Outcome 3 4 Learning Outcome 4 4 The Struggle 5 References 6 Essay 1 6 Essay 2 6 Essay 3 7 â€Æ' Over the course of English 101, I have significantly improved my writing abilities. Through various writing assignments in this class, I have improved immensely. Many of the lessons I learned have come from the major essays. What I learned from these essays can be summed up by using 4 learning outcomes and their sub learning achievements. ForRead MoreReligion 111 Syllabus Essay4050 Words   |  17 Pagesbncollege.com/webapp/wcs/stores/servlet/BNCBHomePage?storeId=53551catalogId=10001langId=-1 Course Requirements 1. Careful study of each unit in the textbook, along with parallel reading in the Old Testament itself, is expected. The ability to respond to questions concerning the content of each chapter in the textbook as well as content material in the Old Testament which is related to it is essential. 2. The student is to submit written responses to four sets of study questions found at theRead MoreQuetiapine Case Study2452 Words   |  10 PagesWhite matter impairment is a feature of vascular depression. The anti-psychotic quetiapine has been shown to enhance the therapeutic effects of anti-depressants on vascular depression, but the mechanism remains unknown. In this study, we found that 2 weeks of treatment with quetiapine prior to bilateral carotid artery occlusion and reperfusion, in an animal model of vascular depression, resulted in reduced myelin breakdown and oligodendrocyte loss compared to placebo-treated mice on post-operativeRead MoreAccounting 1-4 Chapter100452 Words   |  402 Pageschapter 1 INTRODUCTION TO FINANCIAL STATEMENTS ââ€"  the navigator ââ€"  ââ€"  ââ€"  ââ€"  âÅ"“ Scan Study Objectives Read Feature Story Scan Preview Read Text and Answer Do it! p. 5 p. 11 p. 18 p. 20 Work Using the Decision Toolkit Review Summary of Study Objectives Work Comprehensive Do it! p. 23 Answer Self-Test Questions Complete Assignments Go to WileyPLUS for practice and tutorials Read A Look at IFRS p. 42 study objectives After studying this chapter, you should be able to: 1 Describe the primaryRead MoreChemical Hazards43022 Words   |  173 PagesAcknowledgements Abbreviations Executive Summary v ix xi xii xvii 1 1.1 1.2 1.3 1.3.1 1.3.2 1.3.3 1.4 1.5 1.6 Introduction Sources of Chemical Disasters Causative Factors Leading to Chemical Disasters Initiators of Chemical Accidents Process and Safety System Failures Natural Calamities Terrorist Attacks/Sabotage Impact of Chemical Disasters Major Chemical Accidents in India Aims and Objectives of the Guidelines 1 1 1 2 2 2 2 3 3 3 2 2.1 2.2 2.2.1 2.2.2 2.3 2.3.1 2.3.2 2.3.3 2.4 2.4.1 2.4.2

Trends Of Islamic Banking In Pakistan - Free Essay Example

Sample details Pages: 11 Words: 3328 Downloads: 10 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Literature Review Mehmoob Ul-Hassan (2007) explained that the main motive of this article is to analyze the efforts that have been made and measures that have been taken to Islamize the economy, specifically the banking and financial institutions in Pakistan. In this it is explained what are the factors that helped in the process of islamization and at the same time it also discussed that what factors hindered the islamization process in Pakistan. The role of Supreme Court in the establishment of Islamic Banking is also discussed. Don’t waste time! Our writers will create an original "Trends Of Islamic Banking In Pakistan" essay for you Create order The article explains that the real motive to get a separate nation was to provide an atmosphere to the people so they can live according to the techniques which are explained in Islam. It is also explained in the article that only the term interest was replaced with profit while the procedure were remained same under the interest free banking experience. The government was not able to remove the concept of interest from the banking practices. There are explained some factors which were the main hurdle in the Islamization process, these include the Government administration, Absence of Authentic Political Support, lack of Professional Management in the Central Bank of Pakistan, the Exploitative Socio-Economic Atmosphere of the Country. There are different variables in the articles some of them are Need of Pakistan to practice Islamic Principles, the importance of Islamic finance in todays world, teachings of Holy Quran. These were which the variables which basically promote islamizati on and the process of Islamic Banking. There were also some variables involved which were a hurdle in Islamic Banking, these were the Government Administration which fail to introduce any policies in this regard, Absence of Authentic Political Support, Lack of Professional in the Central Bank of Pakistan, the Exploitative Socio-Economic Atmosphere of the Country. This article is relevant to my research because in this article it is explained that what factors basically affect the trend of Islamic banking in Pakistan. For example it is explained that how Government was unable to promote Islamic Banking in Pakistan, there was no authentic political support, there was no professional management in the Central Bank. And this article also explains basically how Islamic banks operate. This article also explains various modes of Islamic Banking. Muhammad Anwar (1992) explained that how Islamic banks operates in Pakistan and in Iran. It is explained that Pakistan and Iran were seen ac tive in Islamization process. This article also discusses the problems which these countries face while introducing Islamic Banking in their countries. This is explained in which it actually complement the previous and which is this that the only solution of the problem for these countries lies in the Islamic economic system. It is also explained that Zia regime initiated islamization of banking in 1979, primarily to seek political support of the Islamic activists. In Iran basically interest on all assets was replaced by a 4 percent maximum service charge and a 4-8 percent minimum profit rate. There was a Law for the Usury-free Banking and in this some Modes of financing were allowed and they were qard al hasan, mudharabah, civil partnership, legal partnership, hire-purchase, installment transactions, muzaraah, mosaqaat, direct investment, forward deals, joalah, and debt-pruchase. And on other hand Pakistan adopted a profit and loss sharing banking system. The same thing is discusse d in this article also and that is this that in Pakistan banks continues to follow the conventional practices by charging interest in the name of profit. In the conclusion it is explained that in Pakistan there are certain factors because of which the Islamic Banking did not promote in Pakistan. There are some people in Pakistan and government, banks and some business community which are reluctant to shun existing practices of conventional banks, because these individuals believe that the practices of conventional banks are more beneficial for them. Some of the variables in this article are dictation of Shariah, Government initiative and Federal Shariah Courts. These were the variables which basically promote Islamization. Other factors which prove to be a hurdle in promoting Islamic banking include Government, business community and some banks which were in favor for the conventional banks. This article is relevant to my research because it explains what causes the variation in the trend of Islamic Banking. This explains that how Islamic banking operates in Iran and Pakistan. This article also explains how different individuals prove to be a hurdle in the promotion of Islamic banking. Dr. Shamshad Akhtar (2007), explained that Islamic Finance has maintained its importance in almost 60 countries. In this it is explained that the world is also recognizing the importance of Islamic finance and in the case of Pakistan, Mr. Muhammad Ali Jinnah emphasized the importance and the virtues of Islamic principles. It is also explained that State bank plays a key role in the promotion of Islamic banking. Islamic banking basically introduces an Islamic Banking Policy. State bank felt that the need of the hour is this that currently we could not abolish the conventional banking, but what we could do is this that we can promote Islamic banking in parallel to the development of conventional finance industry. The variables in this article are the Role of Muhammad Ali Jin nah and how he encourages the Islamic principles. Another variable is the State Bank of Pakistan policies. Basically it is explained that Muhammad Ali Jinnah was of the view that if we want to prosper and we want to be successful in life then without doubt wel have to follow the guidelines of the Quran and we have fully follow the Shariah. So thats why in his speech he encourages the government and the people to fully follow the Islamic Principles. Further in the article it is explained that SBP policies was very useful for the promotion of the Islamic Banking. And in this regard the SBP introduces Islamic Banking Policy in December 2001. And with the help of these policies, the Islamic Banking flourishes to a large extent. These variables is in accordance with my research because it explained that how different political personalities and in this regard Muhammad Ali Jinnah encourages the Islamic Principles. And it is also explained that how SBP Policies were proved to useful in the promotion of Islamic Banking. Mohamed Ariff (2001) explained the same thing that Iran and Pakistan have attempted to Islamize the entire banking system. It explained that Iran in August 1983 switched to Islamic Banking with a three year transition period. Whereas on the other hand the experience of Pakistan is totally different. Pakistan went for a gradual islamization process in 1979. In first phase banks operated on interest and no interest basis. In second phase banks operated only on the basis of no interest. In Pakistan and in some other countries where Islamic banks are working reveal interesting similarities and differences. The current accounts are operated on the basis and principles of alwadiah. Savings deposits are also working on the basis of alwadiah. There are also variations in the modes among different countries. For example musharaka is more important than murabaha in Sudan, while the reverse has been the case in Malaysia. The variable in this article is this that mainly Shariah affects the working and the efficiency of Islamic Banking. Mainly it is because of the teachings of Holy Quran that people want a way which is in accordance with the teachings of Holy Quran. This article holds a significance importance because of the fact that it shows the clear and objective relationship between principles of Quran and the efficiency of Islamic Banking. So it is true that Islamic Banking was promoted because of teachings of Islam. A.L.M Abdul Gafoor (1995), explained that the Modern banking system was confined to capital cities and it was out of the reach for the common man. So then the concept of Islamic banking and in some countries local banks were established on the same lines on which the interest based foreign banks were operating. And in this regard it was actually become impossible to avoid interaction with the banks. So Government, individuals and businesses start their dealings with banks. And in this period mainly Islamic banki ng gets promoted. Then it is explained that Islamic banking was managed to attract more attention because of two reasons first because of the political interest and second because at that time there emergence of young Muslim economists. It is explained that in Pakistan the development of Islamic banking was mainly an initiative of the Government. Mainly the practices of Islamic banks are almost same throughout the world, however there are small changes due to laws of that country and the individual experiences of that bank. The general features of all the Islamic banks are Deposit accounts, Current accounts, Savings account, investment accounts. And different modes of Islamic banks are Investment financing, Trade financing, lending, Services. The main variables in this article are Government influence which explains that how the interaction of government with banks promotes Islamic Banking. Then next we have Emergence of Young Muslim Economist. It is explained that when young Muslim economist emerged they felt the need of the Islamic principles and tried their best to promote Islamic Banking. Laws and Individual experiences of different banks also determine that how banks will operate in the country. This article is important for my research because it explains clearly that what factors or variables cause the trends of Islamic banking in Pakistan. It explains that Government influence is the main thing in the promotion and the progress of the Islamic banking. And very importantly the young Muslim economists play a major role in the developing the concept of Islamic banking in Pakistan. Laws of the country also affect the progress and working of Islamic banking in which it is operating. Sudin haron (1998) explained that there are more than 150 Islamic banking institutions and one interesting thing to note here is this that these institutions just dont work only in Muslim countries but also in the Non- Muslims countries. The main of this article is to expl ain the operations and practices of different Islamic institutions in different Muslim countries. This study mainly focuses 11 countries including Pakistan. The Islamic banks which adopted Shariah Principles can be divided into four categories, profit and loss sharing, fees based, free services, and ancillary principles. The performance of these Islamic banks also affects from the influence of Government. And after this it is explained that the performance of these Islamic banks are affected by the demand of the customers. Because customers in any business are extremely important for that business, the main variable in this is the Needs of the Customers. It is explained that Islamic banks change their operation and policies keeping in mind the demands of the Customers. It is explained that these banks provide short, medium and long term funding facilities and because Islamic banks are not allowed to lend money on the basis of interest, so all financing were based on either profit or loss sharing or on the basis of fixed charges. This article is very important to my research because it clearly describes what my research has to cover and that is what influences the performance and working of Islamic banking. And in this case which is the Needs of the customers which influences the working and the efficiency of Islamic Banking. Mr. Paul Wouters (2008), explained the comparison of Islamic banking in Turkey, Indonesia and Pakistan. He explained that in 1985 basically there was a major change in the banking industry of Pakistan, and he explained that in 1985 all the banking in Pakistan was converted to interest free banking. But as time passes and as the performance of banking sector was evaluated then it was noted that the industry is not performing up to standard. So there was a need to bring a radical change in the system. In 2001 it was realized that Islamic banking alone is not capable of bringing growth to this industry. So in 2001 it was decided that Is lamic banking should operate along with the conventional banking. So this idea was practically performed and conventional banks were encouraged to open Islamic banks. It is also explained that in the present scenario, there are large amount of Islamic banks branches in Lahore and Karachi. And it is commonly known that these banks are operating very successfully and they are also expanding day by day. In the case of Indonesia it is mentioned that those conventional banks who wish to open Islamic banks in Indonesia have to basically dedicate 5 % of their assets to these venture which are basically the Islamic banks. So it is expected that in the coming future there will be very much growth in the Islamic banking industry. In Malaysia basically Islamic industry has maintained its importance and position in the industry and it is also explained that there are separate rules and regulations for Islamic banks in Malaysia. This article is exactly in aligned with my research because this article discusses the history of Islamic banking in Pakistan that firstly the banking system entirely converted to Islamic banking, but then it is explained that this was not proved to be successful then it was decided that Islamic banks should operate side by side with conventional banks in Pakistan. Ashfaq Ahmad (2010) explained the comparison of Islamic banks with conventional banks. In the article it is explained that State Bank of Pakistan has tried a lot for the establishment of Islamic banks in Pakistan. In this regard in 2002 Meezan bank was declared and it was also registered as the first Islamic bank in Pakistan. The author basically explained that if we try to differentiate Islamic banks from conventional banks then there are three grounds on which these two can be differentiated. They are differentiated in terms of their objectives, riba and the procedures through which they take risk in their practices. It is explained in the article that there is a great chance of success for Islamic banks in Pakistan because 96% of the population in Pakistan is Muslims. And it is also mentioned that Islamic banks did experience some growth in the past. The author discusses that there are two kind of banking system in Pakistan and that are conventional banks and Islamic banks and he also added that it is observed that Islamic banks are giving tough time to the conventional banks in Pakistan. After that the author expresses that State Bank of Pakistan plays a vital role in development of Islamic banks and SBP also tries that these Islamic banks operate in accordance with the Islamic teachings. Further in the article the author explained that in the field of Islamic banks the performance of Islamic banks can be measured by the level of quality service that the banks offer. As level of quality service is directly linked to the customer satisfaction, so if Islamic banks offer quality service to their customers then the customer satisfaction level will be higher. In this research the researcher collected the date from 720 respondents which were the customers of the bank. This article is very much linked to my research because this explains that how basically Islamic banks operate and how they can basically satisfy their end consumer. In this article the main variable is the role of SBP, SBP basically organize and develop Islamic banking concept in it true sense. Agha Zohaib Khan (2009), explained that whatever banking is present in society either it is conventional or Islamic is extremely important in any country. The author explained in his article that the major difference in Islamic banks from conventional banks is this that Islamic banks operate without the concept of interest. The author explained that the religious and economic needs were basically responsible for giving birth to Islamic banking in Pakistan. It is explained that in the beginning when the system of Islamic banking was introduced in Pakistan, it was unfortunately n ot successful and also fall apart. Then the system was also re launched afterwards somewhere in 2002. And at this it was decided that Islamic banks should operate along with conventional banks. The author disclosed that in 2003, there was actually only 1 Islamic bank which was only offering Islamic banking and at this time 3 conventional banks were running Islamic banking branches to fulfill the need of their customers. And he further added that now 6 banks are solely for Islamic banking and there are 12 conventional banks which have their Islamic bank branches in different areas. The author explained that in a very short period of time the number of branches of Islamic banks increased rapidly. The author explained that despite of economic crisis it was considered that the growth in Islamic banking industry was more than the conventional banking industry This article is actually linked to my research in this way that it basically explains the trend of Islamic banking in Pakistan. First it explains that initially when Islamic banks were introduced they were complete failure but after some time in 2002, Islamic banks were launched again and at this time along with conventional banks. Then it is explained that in present Islamic banks are present in a large number in Pakistan. ZIAUDDIN AHMAD (1994) explained that what is the concept behind Islamic banking, he said that if we analyze the definition of Islamic banks then we come to know that it is that financial institution that work in accordance with the principles of Sharia. It is actually explained that firstly when conventional banks were present in the society at that time it was very difficult for the people to stay away from these conventional banks. But the author stated that now Islamic banks are present everywhere now and everyone who wished to live without the concept of interest then they have the option of Islamic banking. It is explained in the article that Islamic banking is the complete solut ion of the problem which we are facing in the present time. It is explained that if we analyze human history then we come to know that many scholars of different religions were at that time against this interest. It is explained that banking system can be operated very well without the element of interest. It is explained that the banking system is extremely important for any society because these institutions take money from those who have surplus and give money to those who have shortage of funds. It is mentioned that the banking which is present in todays time is not very old. It is also explained that conventional banks solely operate on the basis of interest while on the hand Islamic banks operate on the concept of profit and loss sharing. This article is relevant to my search in this way that it truly state how Islamic bank operate. It clearly distinguishes that that conventional banks solely operate on the basis of interest while on the hand Islamic banks operate on the co ncept of profit and loss sharing. It also explains some of practices of Islamic banking. The main variable in this article is Need of Consumers for Islamic Banking. Theoretical Framework Requirements of Customers Access to Capital Operations of Conventional banks State Bank Policies Government Regulations Governments Influence Performance and trends of Islamic Banks Security Conditions of the Country Laws of the Country Needs of their Customers Individual bank Experiences Need to interact with other interest based banks Principles of Shariah Feed back of Customers Hypothesis H0: Instability in the country do not have an impact on the Performance and Trends of Islamic Banking H0: Consumers Needs do not have an impact on the Performance of Islamic Banking H0: Government Regulations do not have an impact on the Performance of Islamic Banking H0: Laws of the country do not have an impact on the Performance and Trends of Islamic Banking H0: Performance of Conventional Banks do not have an impact on the Performance and Trends of Islamic Banking H0: Policies of State Bank of Pakistan do not have an impact on the Performance and Trends of Islamic Banking

Post Traumatic Stress Disorder ( Ptsd ) - 2740 Words

POST TRAUMATIC STRESS DISORDER Preview of Post Traumatic Stress Disorder Post Traumatic Stress Disorder, PTSD for short, is a mental health state that is provoked by experiencing or seeing a horrifying event. Some symptoms of PTSD can include flashbacks, nightmares and anxiety. There are many types of PTSD that will be discussed. Along with the services these victims may receive, the various treatments they can get, and the outcome of each of these treatments. Often times people can experience emotional distress, hopelessness, anger, guilt or loneliness. In the behavioral aspect, an individual may feel irritability, social isolation, aggression, self destructive behavior or self harm. Psychologically they could have panic attacks,†¦show more content†¦This is when a healthy adult has been revealed to one single traumatic event in their adult life, that can cause them to experience extremely horrifying memories and being cut off from relationships. However, these individuals can fulfill completion of this in just a few weeks. Then there is the Acute Stress Disorder. This type of PTSD is eminent by panic reactions, mental confusion, suspiciousness, and being unable to manage basic self care and relationship activities. Individuals (victims) of this form of PTSD have gone through more than one traumatic event in order to have these symptoms, events that are a disaster, such as being revealed to a death, or the loss of a home or community. Next is the Uncomplicated PTSD, in which the victim experiences relentless reexperiencing of the traumatic event, emotional numbing, and increased arousal. Comorbid PTSD is next, this is of the more common PTSD. It is a stress disorder that has one other major psychiatric problem such as depression, some form of substance abuse, a panic disorder, or another form of anxiety. The last of the types of PTSD is Complex PTSD. This PTSD is sometimes called Disorder of Extreme Stress, is found in victims who have been exposed to extended traumatic situations. This form of PTSD happens largely during the childhood of the victim. And it causes the victims to be linked with antisocial personality disorder, behavioral difficulties, emotional difficulties, and mental

Incident of the French Camp Free Essays

Incident of the French Camp Reference to Context Introduction These lines have been extracted from the poem Incident of the French Camp written by Robert Browning. The poem describes an act of chivalry, gallantry, patriotism and sacrifice on the part of a young French Soldier. The French Army had attacked the German city of Ratisbon. We will write a custom essay sample on Incident of the French Camp or any similar topic only for you Order Now After they had achieved triumph, the news of the victory was conveyed to the Emperor Napoleon Bonaparte by that young soldier who was brimming with pride and glory although he was on the verge of death. Thereafter, the wounded soldier breathed his last. Lines YOU KNOW, WE FRENCH STORMED RATISBON: A MILE OR SO AWAY, ON A LITTLE MOUND, NAPOLEON STOOD ON OUR STORMING DAY; WITH NECK OUT-THRUST, YOU FANCY HOW, LEGS WIDE, ARMS LOCKED BEHIND, AS IF TO BALANCE THE PRONE BROW OPPRESSIVE WITH ITS MIND. Explanation In the lines given for explanation, the poet is describing the scene of the French attack on the German city of Ratisbon. Marshal Lannes led the French aggression in the year 1783. On that occasion, the French emperor Napoleon stood on a hillock just a mile away from the scene of the onslaught. He appeared to be in a pensive mood. He had his neck sticking out and his legs were wide apart. He had his arms joined behind his bark and a cloud on his brow was quite visible. It seemed that something very important was weighing upon his mind and he was perhaps working out his future strategy and line of action. Lines JUST AS PERHAPS HE MUSED, MY PLANS THAT SOAR, TO EARTH MAY FALL, LET ONCE MY ARMY. LEADER LANNES WAVER AT YONDER WALL,’- OUT ’TWIST THE BATTERY SMOKES THERE FLEW A RIDER, BOUND ON BOUND FULL-GALLOPING; NOR BRIDLE DREW UNTIL HE REACHED THE MOUND. Explanation These lines bring to light the contemplative nature of Napoleon, and the courage and enthusiasm of the young soldier who was heading towards him to convey the good news of victory. Napoleon was lost in his thoughts pondering over the events of the days to come. All his future planning depended upon his success at Ratisbon. He was eagerly waiting to see the French flag flutter over the German City. As he concentrated upon his future strategy, he observed a young French soldier rushing towards him, riding at top speed. The rider pierced through the blanket of smoke. He came straight to the place where Napoleon was standing and was waiting to receive the good tidings. Lines THEN OFF THERE FLUNG IN SMILING JOY, AND HELD HIMSELF ERECT BY JUST HIS HORSE’S MANE, A BOY: YOU HARDLY COULD SUSPECT – (SO TIGHT HE KEPT HIS LIPS COMPRESSED, SCARCE ANY BLOOD CAME THROUGH) YOU LOOKED TWICE ERE YOU SAW HIS BREAST WAS ALL BUT SHOT IN TWO. Explanation In the given lines, the poet appreciated the heroic behaviour of the young soldier. Although he was fatally wounded, he displayed extraordinary courage, confidence and self-control. He jumped off his horse and stood at attention before his chief. His mouth was full of blood but he had his lips so tightly sealed that not a drop of blood oozed out of it. He maintained his cool and composure, and with confidence and chivalry, conveyed the cheerful news of victory. One could never realize that the young soldier’s breast was shot into two unless one has very keen and observant eye on him. Lines ‘WELL, CRIED HE, ‘EMPEROR, BY GOD’S GRACE WE’VE GOT YOU RATISBON! THE MARSHAL’S IN THE MARKET-PLACE, AND YOU’LL BE THERE ANON TO SEE YOUR FLAG-BIRD FLAP HIS VANS WHERE I, TO HEART’S DESIRE, PERCHED HIM! ’ THE CHIEF’S EYE FLASHED; HIS PLANS SOARED UP AGAIN LIKE FIRE. Explanation In the lines given for explanation, the poet is describing the way in which the young soldier informed Napoleon of their success and the reaction of the Emperor to this good news. Although the young man was in intense pain and suffering, he finally opened his lips, and with a great sense of pleasure and personal pride, informed Napoleon of the annexation of the German City. Napoleon was delighted to learn that Marshall Lannes had reached the heart of the city and the emperor was eagerly awaited by the triumphant forces. The soldier felt a special kind of joy and pride in the fact that he, with his own hands, had flown the French flag over Ratisbon. The flag had the figure of a bird on it. Thus when the flag fluttered in the air, it seemed as though the bird on it. Thus when the flag fluttered in the air, it seemed as though the bird was flapping its wings. No sooner did Napoleon get the news of victory, a sparkle of joy and satisfaction came to his eyes. He once again started thinking about his future strategy. Lines THE CHIEF’S EYE FLASHED; BUT PRESENTLY SOFTENED ITSELF, AS SHEATHES A FILM THE MOTER-EAGLE’S EYE WHEN HER BRUISED EAGLET BREATHES: ‘YOU’RE WOUNDED! , ‘NAY’, HIS SOLDIER’S PRIDE TOUCHED TO THE QUICK, HE SAID: ‘I’M KILLED, SIRE! † AND HIS CHIEF BESIDE, SMILING, THE BOY FELL DEAD. Explanation These lines bring to light Napoleon’s loving and affectionate behaviour towards the young soldier who was about to breathe his last. The good news of success had brought to Napoleon’s eyes a special kind of glitter which faded away no sooner had he noticed that the soldier was fatally wounded. The feelings of Napoleon at that moment were just like those of the mother eagle who gets confused when she finds her young ones badly bruised and on the verge of death. She fails to understand how to save their lives. Similarly, that maternal affection surged up in Napoleon’s heart and he inquired whether the boy was wounded. The soldier proudly declared that he felt joy and thrill in giving his life for his country. There was a smile of pride and satisfaction on the young soldier’s lips as he fell dead near his emperor’s feet. How to cite Incident of the French Camp, Papers

Intangible Assets for Trademarks and Business Methodologies

Question: Write about theIntangible Assets for Trademarks and Business Methodologies. Answer: Intangible assets are something that does not possess physical characteristics. Patents, copyrights, trademarks, business methodologies and other such corporate intellectual properties are considered as intangible assets. Intangible assets are further classified as indefinite or definite assets. For example, the brand name of a company is referred to as indefinite intangible assets as its existence is dependent on the operation of the company (Biondi and Lapsley 2014). On the other hand, if the same company goes in an agreement with another company without any extension, then it becomes a definite asset. As the name suggests, the intangible assets do not have any kind of physical value of such as factory or equipment but they tend to be valuable for a firm and liable for the success or failure. For example, the brand name of Nestle is not a physical asset but its business has become successful due to the recognition of its brand name. Although an intangible asset, brand name has a bi g impact on the sale and profit of Nestle since their establishment. However, if a business creates intangible assets then they do not need to write that on income tax return but if they attain it then the cost will be considered as capital expense (Castilla-Polo and Gallardo-Vzquez 2016). For this essay, it will need to be considered if the intangibles pass the definition and recognition tests. Assets are the expenditures which are made with an aim of gaining profits and cash flows in future. It is not difficult to differentiate between tangible and intangible assets. Tangible assets are inventories, land and buildings and intangible assets are investments, cash, etc. the assets which are obtained from outside the firm normally have individual costs and distinct benefits. But difficulty can arise while accounting such assets. Certain costs involved tend to have inconsistent approaches for recording, amortizing and revaluing of the assets. The internally generated intangibles are those that are developed within the firm but they face recognition problems (Christensen and Nikolaev 2013). They are developed in the internal structure of the firm, once ignored, is not given proper recognition when it comes to the financial statements. This negligence is due to the lack of connection between the costs and future revenue. Moreover, the issue in directing costs or value of intangibles and preference of reliability over relevance while discussing asset information demonstrates that self- developed intangibles are not generally recognized. Although the intangible assets existed long ago, but they were not identified and remained unknown until the creation of value (Crema and Nosella 2014). The controversial topic in the contemporary intellectual property right is the amount to which property rights conception, developed with the association of land and other such tangible products which can be approved to various forms of property as in, the rights in the spectrum and in copyrights or patents. In this essay, it can be explained that if the variations in the minimum duration of copyrights and patents are considered, then the leave of the basic property outset from the tangible to intangible assets should be encouraged (Kanodia and Sapra 2016). There are few instances, in which the concepts of property rights which are applicable to land can function better for intangible assets because of the complications in the designing of land- based system. If the patent has a short life span then it is an absolute necessity to make rules for handling the restraints on the time- to- time amendment. There are different e- commerce businesses which have limited the accessibility of i njunction to secure the select rights of patent use. It can be noted that the restrictions on right of alienation in the spectrum leads to key social loss, just like the use of patent exhaustion rule in the licensing of intellectual property (Lim, Macias and Moeller 2016). The Australian equivalent standard is AASB 138 Intangible Assets which is applicable to the following Australian interpretations- Interpretation 12 Service Concession Arrangements, Interpretation 129 Service Concession Arrangements and Interpretation 132 Intangible Assets- Web Site Costs. Development refers to the knowledge and findings about research are applied for planning and designing of innovative devices, systems, products and processes before its utilization (Madhani 2015). Identifiability of intangible assets are met when they are being capable of separation or division from their originality and sold, licensed, rented, transferred or exchanged with a similar contract, asset or liability. These arise from the legal and contractual rights whether they can be moveable or divisible from their originality or from other privileges and obligation. Intangible asset is such an identifiable non- fiscal asset which lacks any kind of material substance. It requires research of the orig inal and properly designed investigation which is carried out with the vision of achieving modern logical and technical knowledge and perceptive. If the intangible assets are separately acquired then the cost will comprise of the purchasing price and other prices which directly attribute to preparation of assets for proposed use (Nakamura 2015). In accounting, the convention of conservatism which can also be referred to as the doctrine of prudence is a policy or procedure of predicting the feasible loss in the future but not the gain. This particular policy has a tendency to devalue and not overemphasize net earnings and resources which ultimately leads the companies to safeguard them. This principle includes a general theory of identifying the expenses and responsibilities as quickly as possible, especially when there is no assurance about the after effect but only requires recognition of revenues and assets only after receiving assurance. There is also conservatism constraint which means that when doubt arises, information should be reported which neither devalue the profits and possessions nor overestimate the operating cost and liability (Osinski et al. 2017). It comes into use when all the other concepts, principles, theories and presumptions do not succeed in providing the accountant with guidance. It is the final stag e of guidance for the accountant. It cannot be applied in those situations where no doubt is present about accurate accounting of asset or expense. For example, if there is doubt regarding the value of inventory, it is preferred to use a low market cost (Saunders and Brynjolfsson 2015). Fig- R D and economic growth Source- (Shalev, Zhang and Zhang 2013) Most of the developed countries these days support their financial growth on the making and use of knowledge. Knowledge has become the prime creator of competitive advantage for the companies and countries on a global market. Studying of knowledge as the main determinant of fiscal growth exists in the new growth theory. This theory has two of the most important criteria, endogenous growth models and evolutionary approach to delivering the composite of industrial change as a foundation of economic growth (Sinclair and Keller 2014). The common link is the attempt to derive a proper solution to the problem of what are the main drivers of complex technological changes. Endogenous growth models are based on the research and development, R D, following the creation of organized knowledge in generating financial growth. The base of these approaches is dependent on the idea of creative destruction. Perception motivates the individuals to involve in the R D activities so that extra profit c an be ensured. Earlier, the economic recession had a contribution towards the appearance and dissemination of evolutionary and institutional trends in financially viable theory. It has given rise to a notion that R D is important but not potent enough to develop technological change (Su and Wells 2015). IAS 38 Intangible Assets outline the accounting requirements of the intangible non- financial assets which are deficit in physical substance and easily recognizable. These are the assets which can meet the significant identification factors and are primarily calculated at cost by means of the revaluation model and amortized on an orderly basis over the useful lives. It was revised in March 2004 which is applicable to all the intangible assets acquired through business combinations or for the annual period held after March 2004. The objective of IAS 38 is to list the accounting treatment for intangible assets which do not deal with IFRS (Taylor, Richardson and Lanis 2015). It is required to set a standard of entity for recognizing the intangible asset if the specific conditions are fulfilled. It also denotes how to evaluate the carrying amount of intangible assets and demands some disclosures about intangible assets. The exception in IAS 38 are financial assets, exploration and evalua tion assets, expenditure on the extraction and development of resources, intangible assets of insurance companies and the intangible assets of other IFRS which are held for sale, lease assets, deferred tax assets, assets coming from employee benefits and goodwill. Under IFRSs, paragraph 21 of IAS 38 declares that intangible assets which are developed from within will be identified only the criteria are fulfilled (Teece 2015). If it is plausible that the assumed future benefits are attributable to the asset will flow to the unit and if the cost of asset can be measured with reliability. Under paragraph 63 of IAS 38, certain internally created intangible assets like mast heads, brands, customer lists and publishing titles are not identified as intangible assets if they are not purchased externally or obtained in a business combination. These assets are classified as being incurred in the phase of research or development because all research phase costs are expensed as incurred. Under paragraph 56 of IAS 38, the examples of research expense activities include those that are aimed at attaining new knowledge; the thirst for analysis and the ultimate selection of applications related to findings of research and other knowledge; the quest for alterna tives for the products, processes, services, systems, materials and devices; the formulation, estimation, plan and the ultimate selection of the available alternatives for the innovative materials, services, products, systems, devices and processes (Vetoshkina and Tukhvatullin 2014). If the entity is unable to indicate the phase in which the costs were incurred, it should be treated as if the expenses were incurred in the research phase of the project. Accounting for intangible products has become significant in the recent years because of the change in business environment. Their prime objective is to list down the accounting treatment which is not given specific attention in other accounting. The intangible assets accounting is the need of an enterprise to identify intangible assets if some of the conditions are fulfilled. Accounting Standard AS 26 which was developed by the Institute of Chartered Accountants of India deals with the intangible assets (Osinski et al. 2017). It should be applied by all the enterprises in accounting for intangible assets excluding those that are covered in other accounting standard such as non regenerative resources, financial asset, and the assets arriving from the policy holders in insurance companies. According to AS 26, intangible assets are recognizable non- financial assets without materialistic substances held for the use in supply and production of goods and services, for the purpose of rent and other administrative purposes. Monetary assets in AS 26 are the assets received on determinable amounts which do not satisfy the definition of intangible assets, the acquired expenditure or the expense when it is incurred (Su and Wells 2015). Intangibles are not something different from other non- economic assets because they are anticipated to promote the owner ahead of the existing working series of industry. Unlike other non- monetary assets, intangible assets do not exist physically as tangible products. These are the assets which cannot be seen, touched or felt; neither do they have any volume but hold the right to future benefits. Intangible assets are non- physical and non- current, provide future benefits but have a high degree of uncertainty about the value of future benefits. There are some intangibles which can be associated to the development and manufacturing of products while there are others which can be associated with the creation and maintenance of the product demand. Patents and copyrights reflect the former but trades and trademarks reflect the latter. Goodwill reflects both and represents valuations which cannot be assumed and not easy to relate to the revenue of specific period. Reference Biondi, L. and Lapsley, I., 2014. Accounting, transparency and governance: the heritage assets problem.Qualitative Research in Accounting Management,11(2), pp.146-164. Castilla-Polo, F. and Gallardo-Vzquez, D., 2016. The main topics of research on disclosures of intangible assets: a critical review.Accounting, Auditing Accountability Journal,29(2), pp.323-356. Christensen, H.B. and Nikolaev, V.V., 2013. Does fair value accounting for non-financial assets pass the market test?.Review of Accounting Studies,18(3), pp.734-775. Crema, M. and Nosella, A., 2014. Intangible assets management and evaluation: Evidence from SMEs.Engineering Management Journal,26(1), pp.8-20. Kanodia, C. and Sapra, H., 2016. A real effects perspective to accounting measurement and disclosure: Implications and insights for future research.Journal of Accounting Research,54(2), pp.623-676. Lim, S.C., Macias, A.J. and Moeller, T., 2016. Intangible assets and capital structure. Madhani, P.M., 2015. A Study on the Corporate Governance and Disclosure Practices of Tangible Assets and Intangible Assets-Dominated Firms and Their Relationship.Browser Download This Paper. Nakamura, L.I., 2015. Advertising, intangible assets, and unpriced entertainment. InIntangibles, Market Failure and Innovation Performance(pp. 11-26). Springer International Publishing. Osinski, M., Osinski, M., Selig, P.M., Selig, P.M., Matos, F., Matos, F., Roman, D.J. and Roman, D.J., 2017. Methods of evaluation of intangible assets and intellectual capital.Journal of Intellectual Capital,18(3), pp.470-485. Saunders, A. and Brynjolfsson, E., 2015. Valuing IT-related intangible assets. Shalev, R.O.N., Zhang, I.X. and Zhang, Y., 2013. CEO compensation and fair value accounting: Evidence from purchase price allocation.Journal of Accounting Research,51(4), pp.819-854. Sinclair, R.N. and Keller, K.L., 2014. A case for brands as assets: Acquired and internally developed.Journal of Brand Management,21(4), pp.286-302. Su, W.H. and Wells, P., 2015. The association of identifiable intangible assets acquired and recognised in business acquisitions with postacquisition firm performance.Accounting Finance,55(4), pp.1171-1199. Taylor, G., Richardson, G. and Lanis, R., 2015. Multinationality, tax havens, intangible assets, and transfer pricing aggressiveness: An empirical analysis.Journal of International Accounting Research,14(1), pp.25-57. Teece, D.J., 2015. Intangible assets and a theory of heterogeneous firms. InIntangibles, Market Failure and Innovation Performance(pp. 217-239). Springer International Publishing. Vetoshkina, E.Y. and Tukhvatullin, R.S., 2014. The problem of accounting for the costs incurred after the initial recognition of an intangible asset.Mediterranean Journal of Social Sciences,5(24), p.52.

Atomic Bomb In World War 2 Essay Example For Students

Atomic Bomb In World War 2 Essay Atomic Bomb In World War 2 Essay During World War II the United States government launched a $2 billion project. This project, known as the Manhattan Project, was an effort to produce an atomic bomb. This project was taken on by a group atomic scientists from all over the world. The first atomic bomb was not tested at all. It was dropped on Hiroshima, Japan on August 6, 1945 killing over 80,000 people and almost completely leveling the entire city. It destroyed more than 4 square miles, or 60% of the city. The flash of the blast was so intense it discolored the pavement and left imprints on the ground cast by the shadows of building and people. By studying these shadows scientists pinpointed the exact detonation point of the bomb. The second atomic bomb was dropped just three days later on Nagasaki, Japan. 1/3 of the city was destroyed and 66,000 people were reported killed or injured. A memorial now marks the spot where the bomb exploded. During the initial blast the A-bomb released about 85% of its energy as intense heat followed by a supersonic shock wave that is felt as a highly destructive high pressure air blast, which can easily demolish tall buildings, not to mention people. After the initial blast radiation covers the area, causing people, animals, and structures to practically disintegrate. Even years afterwards people were still dying and having health problems related to the radiation they were exposed to long before. There were many people that were strongly opposed to the using of nuclear weapons on Japan. But invading the is land instead of bombing would have taken perhaps 1 million us soldiers lives. After 1945 the US made thousand of atomic bombs and a wide range of small size nuclear weapons like, land mines, missiles, and grenades. By 1965 the larger countries of the world had also developed atomic weapons. Today nuclear warheads are smaller and more efficient than ever before. Now a bomb that could fit in your hand would be just as devastating as the bomb dropped on Hiroshima. This bomb was created over 50 years ago, so just imagine the destructiveness of todays weapons. This is one reason that the United Sates of America still remains the most dominating, and feared military nation in the world. .